Available for remote opportunities globally
Vijay
Kumar.
Senior Java Backend Developer & AI Automation Engineer
5+ years shipping production-grade microservices for global banking institutions across India, Africa & the Middle East. I build the systems that power financial infrastructure — and the AI agents that eliminate the manual work around them.
Spring Boot
Microservices
Core Banking
REST APIs
AI Copilot Agents
Oracle / MS SQL
Docker · CI/CD
Team Lead
5+
YEARS EXPERIENCE
3
CONTINENTS DELIVERED
92%
AUTOMATION GAINS
0
CRITICAL ROLLBACKS
70%
Manual Processing Eliminated
Corporate credit card activation pipeline — INM Bank, Kenya
60%
Sales Conversion Increase
Retail account opening automation — Stanbic IBTC, Nigeria
92%
Template Time Reduction
AI Copilot Agent — BPM template generation 2 hrs → 10 min
50%
Reconciliation Effort Cut
SigCap & file automation — Qatar Islamic Bank
expertise
Technical Stack
A decade-hardened set of skills built across enterprise banking systems, distributed microservices, and AI-powered automation pipelines.
Core Backend
APIs & Architecture
Databases
DevOps & Cloud
Core Banking Platforms
AI & Automation
career
Experience
Delivered enterprise-grade banking systems across three continents, leading development teams and owning end-to-end production delivery.
NEWGEN SOFTWARE
Team Lead / Sr. Java Dev
Apr 2022 – Present
VISIONTREK COMM.
Java Developer
Oct 2021 – Apr 2022
Team Lead & Senior Java Developer
NEWGEN SOFTWARE TECHNOLOGIES — Noida, India
April 2022 – Present · Banking & Financial Services · Kenya · Qatar · Nigeria
INM Bank, Kenya Jun 2025 – Present
Corporate & Retail Loan Origination, Disbursement Engine, Credit Card Automation
- Architected end-to-end REST API integrations with core banking for real-time loan origination & disbursement
- Engineered credit card activation pipeline — reduced manual processing time by 70%
- Built automated batch file generation replacing error-prone manual reconciliation
- Zero critical rollbacks across SIT, UAT, and Production deployments
Qatar Islamic Bank Oct 2024 – Jun 2025
Corporate Account Opening, Re-KYC, Treasury Workflow Automation with T24 & Vallores
- Designed full solution architecture: REST API contracts, DB schema, service layer for T24 integration
- Led 7-member dev team through requirements → sprint execution → production hardening
- Implemented SigCap service & daily file pipelines — cut reconciliation effort by 50%
Stanbic IBTC Bank, Nigeria Jul 2022 – Oct 2024
Compliance PDD, DAAS, Account Opening, Retail & Corporate Loan Origination · Onsite Lagos
- Re-engineered retail account opening — drove 60% increase in sales conversion
- Built Java integration layers with Finacle, Redbox & DSX for real-time data consistency
- Served as technical bridge between onsite Lagos stakeholders & offshore dev team
Java Developer
VISIONTREK COMMUNICATION — Noida, India
October 2021 – April 2022 · Software Products & Web Applications
MIS Reporting System
Dynamic business reporting with third-party vendor data consolidation
- Built MIS reporting engine using Spring Framework, Hibernate & MySQL
- Automated daily business reporting with multi-vendor data consolidation
KidsZone — Video Streaming Portal
Gamified kids video platform with multi-factor authentication
- Built streaming portal using Video.js, JSP/Servlets & MySQL
- Implemented gamified reward system with Spring Boot microservices-based MFA
- Automated builds with Maven; provided post-go-live production support
featured work
Key Projects
Highlights from enterprise banking deliveries and AI automation innovation.
🤖 AI Innovation · Internal Tool
AI Copilot Agent — BPM Template Automation Engine
Built an intelligent document-scanning agent that replaces the fully manual BPM template creation process. The agent parses existing template documents, then auto-generates production-ready HTML UI screens, XML data-binding configurations, and SQL views — creating a complete, deployable artifact stack in under 10 minutes.
⚡ 2 hrs → 10 min (92% faster)
📄 HTML + XML + SQL generated
🔄 Zero manual schema mapping
🏦 All banking client projects
Java
Spring Boot
AI Copilot
HTML Generation
XML Binding
SQL View Automation
Document Parsing
BPM
🏦 Banking · Kenya
Corporate Loan Origination System
End-to-end loan origination and disbursement engine for INM Bank Kenya, integrated in real-time with core banking and automated daily file reconciliation.
70% less manual processing
Java 11
Spring Boot
REST API
Oracle DB
Core Banking
Batch Processing
🏦 Banking · Nigeria
Retail Account Opening Automation
Replaced paper-based manual onboarding with a fully automated Java-backed digital workflow for Stanbic IBTC — the largest impact project in terms of sales conversion growth.
60% sales conversion increase
Java 8
Spring Boot
JSP / HTML5
Finacle
Redbox
Oracle DB
🏦 Banking · Qatar
Corporate Account Opening + Treasury Automation
Full solution architecture for CAO, Re-KYC and Treasury workflows at Qatar Islamic Bank, integrated with T24 and Vallores. Led a 7-member team end to end.
50% reconciliation effort cut
Java 11
Spring Boot
T24 / Temenos
Vallores
Webhooks
MS SQL
🎬 SaaS · Consumer
KidsZone — Video Streaming Platform
Full-featured kids' video streaming portal with a gamified reward system and Spring Boot microservices-based multi-factor authentication.
Spring Boot
Video.js
JSP / Servlets
MySQL
MFA
Maven
Let’s build
something
great.
something
great.
Open to senior / lead remote roles in fintech, banking, and enterprise Java. Especially interested in companies pushing AI into developer workflows.
India
Nigeria
Qatar
Kenya
DELIVERED ACROSS 4 COUNTRIES · 3 CONTINENTS
© 2026 Vijay Kumar · Noida, India
Senior Java Backend Developer · 5+ Years